Insurance Guide

According to the Hong Kong Fire Services, fire crews responded to 34,320 fire calls in 2015, or about 94 calls a day. These fires are most commonly attributed to accidents occurring during the preparation of food, careless handling of flammable items, and electrical faults. While building and fire codes are stringent in the city, there is still a chance that your apartment could be affected by a fire. Because so many of us stand to lose so much, it would be a good idea to mitigate losses by securing a strong fire insurance policy. In this article we look define fire insurance policies, look at the different types of fire policies available in Hong Kong, and how fire insurance premiums are set.

In late June 2016 Mercer, one of the world’s largest business consulting firms, released the 2016 version of their annual Cost of Living report . Unsurprisingly, the city at the top as the most expensive place to live is Hong Kong. While there are a number of drivers behind this ranking, it is real estate that is the single biggest reason Hong Kong is so expensive to live in. These days, if anyone wants to purchase a home in the city, they are going to have to take out a mortgage. If you are considering purchasing property in Hong Kong there are a number of things you need to be aware of when it comes to your mortgage, including how it links with fire insurance.

According to the Hong Kong Fire Services, fire crews responded to 34,320 fire calls in 2015, or about 94 calls a day. These fires are most commonly attributed to accidents occurring during the preparation of food, careless handling of flammable items, and electrical faults. While building and fire codes are stringent in the city, there is still a chance that your apartment could be affected by a fire. Because so many of us stand to lose so much, it would be a good idea to mitigate losses by securing a strong fire insurance policy. In this article we look define fire insurance policies, look at the different types of fire policies available in Hong Kong, and how fire insurance premiums are set.

Summer is finally here, and for most people that means just one thing: it’s finally time for some much needed rest and relaxation. Ideally, when leaving home for more than just a few days, you want to put your home in the hands of a trustworthy house sitter. It’s one of the safest ways to make sure nothing bad happens while you are away. But if finding a friend to house sit isn’t an option, here are a few important tips you should review before skipping town, to make sure your summer getaway is as stress-free as possible.

So many people in crowded Hong Kong have very little space for themselves, let alone a pet, so many opt for smaller, easier companions like fish or cats. Still, there are over 247,000 dogs living in the city and many are treated as an indispensable member of the family (or sometimes as a status symbol). Dogs are even shown to live longer in Hong Kong than in other places around the world, perhaps because of the care and attention they receive from families with fewer children than in other countries. Many families with dogs opt to live in outlying areas of Hong Kong, rather than smack in the middle of the city, in order to give their pooch room to roam. But wherever their home may be, all dogs love a change of pace and extra exercise, and that’s a great reason to visit dog-friendly areas all around Hong Kong. By seeking out these doggie hot-spots, pups get the chance to sniff something new, while their humanoid owners can enjoy exploring the city and spending time outdoors. Here are some ideas to get started on adventures with a dog in tow.

It may come as a suprrise to some but, every year people get injured and even killed in household accidents. There’s no need to be alarmed but it pays to be aware. There are often simple things that can be done to help guard homes and families from these hazards. Being informed of the potential dangers is the first step.