Insurance Guide

As the COVID-19 Vaccination Program starts rolling, eligible citizens in Hong Kong may choose to be inoculated with Sinovac's CoronaVac or BioNTech's Pfizer. Moreover, the government will set up an indemnity fund to compensate people adversely affected by the vaccinations. Having said that, you might still be worried that this fund will not offer adequate financial support. This brings us to the question: Will insurance policies currently available in the market cover the potential risks of getting the COVID-19 vaccinations? Today at Kwiksure , our experts will reveal the answer.

As Hong Kongers become increasingly health-conscious, a great many people will opt for an annual health checkup. The primary reason is to understand their health condition, as well as to prevent diseases. However, depending on the body part you are screening, there could be a big difference in price and options. Today at Kwiksure, our insurance experts will explain the importance of body checkups, and what you can expect to pay at private hospitals and clinics in Hong Kong.

Chinese New Year is approaching fast, and as such, people are preparing to welcome the Year of the Pig in many different ways. With the belief that what you do during the Spring Festival will have an effect on your luck in the coming year, many people follow superstitions, some of which are given a modern twist. Cars, for example, are associated with quite a wide range of Chinese New Year superstitions, and as we all know, it’s better to be safe than sorry, especially when it comes to folk beliefs. To that end, today's article by our team at Kwiksure shares some of the do’s and don’ts when it comes to preparing your car for Chinese New Year, so good fortune stays with it and also with you throughout 2019.

Hong Kong is a city where space is at a premium. As such, it has one of the best public transportation systems that the world has ever seen. A concerted effort has been undertaken as the population of the city has ballooned over the years to reduce the number of cars on the road and get as many people into the city’s trains and busses as possible. This is for a number of reasons, but perhaps the biggest and most pragmatic one of all is simply that space needs to be saved as much as possible in such a densely populated urban area. By keeping the overall number of vehicles in Hong Kong low, and keeping the roadways as clear as possible, we keep traffic moving and reduce the amount of pollution the city sees. Of course, not everyone is able to only utilize public transportation for all of their needs. In particular, businesses need to have vehicles on Hong Kong’s roads delivering their wares and bringing shipments to their locations. The economy of Hong Kong depends on businesses having their vehicles able to move about the city freely. As such, the economy of Hong Kong also relies on commercial vehicles in the city being legally insured, per local motor insurance laws. Here, Kwiksure looks at what it actually takes to obtain insurance with some commercial auto insurance tips.

Key to keeping a business running is having the right insurance to cover you when the unexpected happens. If vehicles are an integral part of your business, then having commercial vehicle insurance is a must. Commercial accidents can leave your company liable for thousands, if not potentially millions, in private property damage; often pushing many unprepared businesses to the brink of liquidation. This week, Kwiksure discusses who might be liable for what in the event of a commercial accident.

Regarded as one of the more leisurely and relaxing games that people of all ages can play and enjoy, golf is the sporting choice for many men and women around the world seeking a non-contact sport. There are numerous health and fitness benefits to playing golf, such as spending several hours walking around a course and being to the elements, however good or bad they may be. But like all sports, golf does come with a risk. Accidents and injuries can affect even the most healthiest and fittest of golfers, regardless of age and ability. With this in mind, we look at the type of accidents that occur most frequently on the golf course.