Insurance Guide

Tires erosion is a natural phenomenon, but if the degree of erosion is uneven (commonly known as tire erosion), the cause can be quite complex, involving multiple different components. Wheel alignment can effectively prevent or improve the tire erosion phenomenon. However, this action, which can maintain driving safety and comfort, is often overlooked by many car owners. Kwiksure talks about the basic principles, reasons and timing of four-wheel alignment, as well as common problems.

The water filter is one of the wear and tear parts of the car. If it is not replaced regularly, not only will the cleaning ability be greatly reduced, but it will also cause vibration and abnormal noise during use, affecting driving safety and even causing accident In extreme weather such as black rain As the frequency of flooding increases, the importance of water diversion cannot be ignored. Kwiksure will introduce the function and working principle of Windscreen wiper, introduce the common types of Windscreen wiper on the market, and share how to use it by yourself steps for replacing a Windscreen wiper and precautions when purchasing.

Experience a series of Black Rain afterwards, severe flooding occurred in many areas of Hong Kong, Kowloon and the New Territories. Although the government set up flood warning signs on high-risk low-lying roads a few months ago, many vehicles passing by were still stranded due to flooding faulty fire . Kwiksure helping everyone understand the operating principles of the flood lines, it also lists more than 200 flooding blackspots in Hong Kong.

Road accidents can be very stressful, to say the least. While the chances of getting into an accident is generally pretty slim, knowing what to do should a mishap on the road occur can save you from unnecessary hardship. Those looking for information on how to deal with accidents will find many resources on the topic online, such as our new infographic, titled: What to do in the event of a car accident . But what if a traffic accident were to involve injured animals?

Here at Kwiksure , we receive inquiries about the No Claims Discount (NCD) / No Claims Bonus (NCB) every day. Indeed, it’s one of the most popular insurance benefits for drivers. However, behind the seemingly self-explanatory name, there are some finer details that even experienced drivers might not be aware of. In this post, we will spell out how the No Claims Discount works and some important, related facts for you to get a clearer picture on the subject.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about.

We often hear news about cars burning up due to spontaneous combustion, especially in the hot summer. In fact, if the car is not properly maintained or the parts are damaged, the chance of the parts overheating and burning up in high temperature environment will double, and the consequences can be serious or minor. Kwiksure detailed explanation engine main causes, symptoms and side effects of overheating, emergency treatment steps and related insurance information .

Many Novice P-plate driver After getting the license plate, everyone wants to continue to improve Driving skills And accumulate road experience, but Hong Kong's road environment is complex, it is inevitable that new drivers will feel tired. Kwiksure are five driving routes with simple road conditions and light traffic suitable for novice drivers, which can help them practice Driving skills , and enjoy the beautiful scenery of Hong Kong.

To ensure that the driver and passengers in the car can Traffic Accidents In order to reduce the damage caused by accidents, automobile safety has always been an important area in the automobile industry. Among them, airbags can be said to be the other most important passive safety protection device after seat belts. Kwiksure will explain in detail the origin, operating principle and application precautions of automobile airbags. Kwiksure With over 25 years of experience in car insurance, we compare over 60 insurance companies and offer low premiums for full and triple coverage.

Many car owners aptly refer to their car as their other half. This is because daily maintenance for cars is like building a relationship - care and patience are a must. If you aren’t paying attention to your partner’s needs, you might face a tragic malfunction in the middle of the road. Today at Kwiksure , we’ll take a look at caring for your beloved car. Here, we’ll list out the basics of car maintenance so you’ll see at a glance how to minimize wear and keep your vehicle in the best condition.

In many countries in the west like Canada, the US and the UK, as well as Australia, driving at night is arguably the riskiest thing people do on a day-to-day basis. Forbes, for example, reported that in the US, “49% of fatal crashes happen at night, with a fatality rate per mile of travel about three times as high as daytime hours.” Hong Kong is a bit different however, as there are generally fewer accidents at night, with - according to the Transport Department - only about 24% of road fatalities reported in 2014 happening at night. That being said, the Transport Department’s statistics found that nearly half (approximately 44%) of all accidents in 2014 happened during night-time hours. This highlights the fact that, while not as dangerous as in other countries, driving in Hong Kong at night is still risky, likely the riskiest thing we do on a day-to-day basis. To help avoid a potential accident and subsequent claim on your car insurance, here are our top 6 tips for driving at night.

On Monday, the SCMP reported over an Appeal court decision that impacts the disqualifying of drunk drivers from cover by insurance companies and, subsequently, the ability for prosecutors to lay charges for a lack of insurance. What does this mean for Hong Kong drivers, and how might your insurance be affected? Kwiksure takes a look at how the Court of Appeal decision impacts the status quo.