Insurance Guide

Anyone who uses a motorcycle as a means of transportation in Hong Kong will benefit from a vast range of perks, such as lower vehicle insurance premiums, the ability to weave between fast-moving traffic, and the 'cool factor' that can give you some serious street cred. Safety concerns, however, can be an issue. Even when wearing a helmet, motorcycle drivers are more vulnerable to the elements and potential traffic accidents. To that end, this article focuses on the below 5 safety tips for riding a motorcycle in Hong Kong.

No one likes sitting in traffic. Hong Kong, like many major cities, can often come to a complete standstill during peak hours - whether it’s on the road or on the MTR. For some of us, public transport might not be as convenient as owning our own vehicle, but what can be done about getting stuck in traffic? For many, a motorcycle can be a great alternative to owning a private car. They’re small and compact, they’re zippy, and they’re often small enough to slip through the gaps drivers of bigger vehicles wish they could. This week, Kwiksure discusses what you should know about motorcycle insurance if you want to ride in Hong Kong.

In many parts of Asia, the motorcycle is the single most popular vehicle. Here in Hong Kong, these vehicles are quite popular, especially with delivery services and younger drivers who want to eschew the cost associated with purchasing and maintaining a car. While motorbikes are not as popular here as in other countries in Asia, statistics show that they are becoming more so. According to the Transport Department , there were 68,368 motorcycles registered in the city in 2015, up from 55,286 in 2011. With an expanding number of motorcycle retailers in the city and the increasing challenge of finding a parking spot for a full-size car, it’s a safe bet that they will be increasingly more common on the city’s roads. Regardless of whether you're thinking of getting a scooter, cruiser, or sport bike you are going to need to secure motorcycle insurance before you can hit the roads. If you are considering purchasing a new bike, there are a few things you need to be aware of when it comes to insurance.