Insurance Guide

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A car accident occurred a few years ago in Lan Kwai Fong, Central, in which a vehicle rolled down a slope and injured eight passers-by. The female driver was later confirmed to be a foreign maid. She was accused of causing an accident by failing to tighten the handbrake while parking on an incline, and is now charged with causing death by dangerous driving. The incident has also raised the question: are foreign domestic helpers allowed to serve as drivers? If so, how do they qualify for the role? Today, our experts at Kwiksure will go over the related requirements and application process.

A number of families in Hong Kong hire their helper through a foreign domestic helper agency. That said, these intermediaries can charge a hefty fee of around HKD $10,000 and more. As the market for these employment agencies expands, and information becomes even more transparent, a new option opens up. Direct hire is a good way to save up on commission fees if you have the time to spare. Today at Kwiksure , we'll compare the procedures and costs of hiring a domestic helper directly and through an agency.

A foreign domestic helper (FDH) who is loyal and a great match for your family is one in a million. However, if there ever comes a time when you need to terminate the contract, how do you break off the employment relationship amicably? Today at Kwiksure , we will zoom in on the procedures and processes for domestic helper employment contract termination.

Most people don’t know where to start when it comes to hiring a domestic helper. This is especially the case if it’s your first time hiring. Because of the third wave of coronavirus, a number of foreign domestic helpers are barred from entering Hong Kong. Are you in a hurry to hire a maid? Your only option is those who have completed their contract but haven’t returned to their countries. So, how do you know if your helper is the right fit for your family? Is it based on where they’re from, their salary , or are there other criteria? Today at Kwiksure, we’ll look at the 6 criteria you should base your hiring decision on.

After much thought and contention between you and your partner, the final decision has come to hire a domestic helper. Now, with the nitty-gritty over with, the big challenge is to establish how you are going to do just that! With a number of options available to choose from in Hong Kong, which one is best for you, your family, and your domestic needs? In this article by Kwiksure , we will guide you through 4 credible choices and divulge which one is best for you and your family.

It is quite a common thing in Hong Kong to hire a full-time domestic helper, or maid, who helps with almost all everyday things around the house. Domestic helpers help with cleaning the house, cooking, laundry, but also with taking care of children, and the elderly members of the family. With so many Hongkongers working long hours, the help of the maid is a great relief to their everyday matters. However, besides reaping the benefits of affordable help, employers of domestic helpers have few other responsibilities , including buying insurance for their help. In this article by Kwiksure , a leading insurance broker in Hong Kong, we will explain the differences between the basic domestic helper insurance requirement, also called Employee Compensation (EC) coverage and the benefits of securing a comprehensive plan for the maid you employ.

Still Human, which depicts the relationship between a wheelchair-bound man and his Filipina domestic helper, is a local film that has won multiple major awards and received critical positive reception. Despite it being a fictional story, foreign domestic helpers are indeed rather common in Hong Kong since the hectic lifestyles and demanding work cultures mean little time for chores. According to government statistics in 2017, there were as many as 370,000 foreign domestic helpers in the territory. However, contrary to common belief, apart from the helper’s salary, the employer will also need to bear other expenses such as travel costs, medical fees, and insurance premiums. In this Kwiksure article, we will list out the most common costs required for hiring a domestic helper so that you can make a more informed and sensible financial decision.

Hiring a foreign domestic worker or helper (maid) is affordable and often straight-forward in Hong Kong, which is why many families, single parents, or parents caring for their senior family members have live-in helpers who help with general chores and household activities. But one of the main responsibilities of being an employer of a domestic helper is that you are responsible for the safety and well-being of the helper. On top of offering the most basic cover for your domestic worker in the form of Employee Compensation (EC) insurance coverage, an employer can go beyond to provide greater cover to reduce risks by including other options, such as health insurance, income protection, dental cover, and so forth. In this article by Kwiksure , we will top-up your knowledge on Employee Compensation insurance coverage, review comprehensive coverage for helpers, and take a look at the plethora of options to help provide additional coverage.