Insurance Guide

The Hong Kong government requires all vehicles to hold a valid vehicle license (commonly known as a 'driving permit') to operate on public roads. How much does it cost to renew the licenses for private cars, vans, and motorcycles? Are there differences in calculating the license fees for electric vehicles? What are the procedures and required documents for renewing the licenses of new and used vehicles? How long is a vehicle license valid for? What should you do if it expires? Kwiksure is here to answer all these questions.

Insurance is complicated. If you agree with this statement, then you’ve most likely gone through some facet of the process of purchasing or using an insurance policy. Perhaps you have tried to hunt down the ideal plan for a vehicle you love, or maybe you have had a fender bender in the past that required you to submit a claim. Whatever your insurance experience, you may have found that getting just about anything done with regards to insurance can be quite tricky. Kwiksure realizes this, and we take every step to try to simplify insurance on behalf of our members. The very purpose of an insurance broker like Kwiksure is to do what insurance companies either cannot or will not do for clients, in fact. As such, we also realize that many people will gravitate towards third parties outside of the insurance companies themselves for assistance in purchasing and using insurance. When it comes to this, there are basically two avenues to use: insurance brokers and insurance agents. How do these two terms differ, though; and how can you know which one is right for you? Read the article below to find out more.

Accidents can occur at anytime on the roads. In Hong Kong, traffic accidents and statistics are recorded by the Traffic Branch Headquarters (TBH) of the Hong Kong Police Force, as well as the Transport Department . Comparatively, Hong Kong can count itself amongst the countries with the lowest accident and fatality rates. It’s still helpful, however, to understand what the accident statistics in Hong Kong tell us, and how they can help us be safer drivers.

Accidents happen. When they involve your vehicle, getting repairs done quickly can be important to reducing any disruption to your work or personal life. You buy motor insurance to help you cover the costs of repairs when you need them - but you should also know what the process is and how it works before getting your car towed to the nearest mechanic. Car insurance repairs can be a simple affair but taking the wrong step can see you lose your coverage completely, and require that you foot the bill yourself. This article by Hong Kong car insurance broker, Kwiksure, will help you better understand what happens when you need insurance to help repair your car.

In Hong Kong, anyone aged 18 or above who meets the physical requirements can apply for a driver's license and enjoy the freedom of self-driving. Kwiksure will provide you with a detailed introduction to the driving test process in Hong Kong, the specific steps and precautions for applying for a formal driver's license, for reference by readers who are interested in taking the driving test. Kwiksure has over 25 years of expertise in Car Insurance , compares more than 60 insurance companies, and provides super low full and triple coverage premiums.

To satisfy their travel cravings, many people turn to exploring unique local attractions, making car rentals for self-driving trips increasingly popular. But what should you pay attention to when embarking on a local self-drive journey? And what does the typical process look like? Today, the experts at FastInsure are here to clear up these questions for everyone.

When driving in Hong Kong, you will often see various safety driving instructions. From road signs to advertisements on flyovers, most drivers will do their best to follow the safety instructions on the road. However, no matter how careful we are, sometimes some bad habits are still unavoidable. Over time, these bad habits will not only damage the performance of the car, but also Car Insurance Make an impact! Today Kwiksure Let me tell you some common bad driving habits.

As a car owner, washing your car is an essential task. However, in Hong Kong, washing conditions can be restrictive due to the need for a water source and space. Thus, there are many car wash services available, each using different methods such as traditional hand washing, computerized washing, contactless washing, and DIY car wash facilities. What are the differences between these methods, and what should you pay attention to when choosing? Let’s explore the features of each car washing method so you can ride a clean and shiny car under the autumn-winter breeze.

To cooperate Police Force to implement the digitization of traffic tickets, the Police Force launched the Etraffic Traffic Ticket Platform website and mobile application. The new platform allows citizens to access Ticket Details and add new electronic payment methods. Kwiksure will share with you the features and usage of the etraffic ticket platform and how to pay.

Vehicle depreciation is an important concept that every car owner must understand. As the car wears out and ages, its value will gradually decrease, affecting the amount of insurance compensation for the vehicle. This time, Kwiksure will discuss with you how insurance companies calculate vehicle depreciation, analyze the possible reasons for vehicle depreciation, and share 3 ways to avoid vehicle depreciation.

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According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.