Insurance Guide

The end of the "One-for-One" replacement scheme has caused electric vehicle prices to surge, weakening their appeal. However, in the face of persistently high fuel prices , many car brands have recently shifted their focus to heavily promoting hybrid vehicles instead. Whether you are preparing to purchase one or are already a hybrid owner, how do you distinguish between the different types of hybrid cars? How should you maintain a hybrid car? This time, Kwiksure shares with you the characteristics of Japanese and European hybrids, along with a comprehensive hybrid car maintenance guide.

Ride-hailing services will be legalized on August 22, 2027. The government has recently submitted a document to the Legislative Council outlining regulatory details for ride-hailing services. These include requirements such as drivers must be at least 21 years old, hold a Hong Kong Permanent Identity Card, possess a driving license for more than one year, have no serious traffic convictions within the past five years, and pass designated assessments and pre-service training courses. It is proposed that, in the initial phase, the number of ride-hailing vehicle licenses be capped at 10,000. In addition, applicant vehicles must be less than 12 years old, must carry third-party liability insurance covering ride-hailing use, and private cars must be registered under an individual’s name (i.e., “fixed driver–vehicle pairing”). These proposals have sparked widespread discussions across various sectors of society. As a stakeholder in Hong Kong’s motor insurance industry, we explore, from different angles, issues affecting private car owners considering entering the ride-hailing industry, including insurance terms, coverage, and premiums.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at Dah Sing’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of Dah Sing Car insurance to help you find the most suitable policy.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at Zurich’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of Zurich car insurance to help you find the most suitable policy.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at AXA’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of AXA car insurance to help you find the most suitable policy.

Movie gunfights often depict characters sheltering behind car doors to block incoming bullets. In reality, standard vehicles are constructed from thin sheet metal and offer zero protection against gunfire. Genuine armored vehicles, however, are true to their name—and more. Beyond being bulletproof, they are engineered to withstand explosions and even gas attacks. In this guide, Kwiksure takes a deep dive into deconstructing the world of armored transport, exploring ballistic standards and the various specialized models available on the market.

Petrol prices in Hong Kong have long been among the highest in the world, recently breaking the HK$30 per litre mark. Many petrol car owners are understandably feeling the pain at the pump. To help ease the burden, Kwiksure shares 10 practical driving tips to improve fuel efficiency and highlights 5 of the most fuel-efficient petrol cars currently available in Hong Kong.

Each insurance company offers different car insurance coverage, so you should choose the right one. Kwiksure takes you to a deeper understanding of Bolttech Auto Insurance Coverage and pricing in 2026: An analysis of the pros and cons of Bolttech auto insurance to help you choose the most suitable car insurance plan.

Mercedes-Benz offers a wide range of models, from pure electric vehicles to traditional gasoline cars, ensuring there's something for everyone. Examples include the all-new all-electric CLA, all-electric GLB, and all-electric GLC, as well as the C/E/S Class four-door sedan series and various SUVs. This time, Kwiksure will introduce Mercedes-Benz's latest models, hoping to provide you with a deeper understanding of the various Mercedes-Benz series before making your purchase.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at Ping An’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of Ping An car insurance to help you find the most suitable policy.

Traffic accidents are not uncommon on Hong Kong roads. In addition to drivers and vehicles, passengers or pedestrians who are unfortunately injured in an accident can also apply for the Traffic Accident Victims Assistance Scheme , what is commonly known as the "driver's award”, to alleviate the immediate crisis. Kwiksure will share with you the driver's award benefits, calculation methods, application qualifications and procedures. Kwiksure has been a Car insurance franchisee for over 25 years. Based on experience, we compared premiums from over 60 insurance companies to find exceptionally low premiums for comprehensive and triple coverage.

To encourage and support disabled drivers, various organizations and localities in Hong Kong offer dedicated parking concessions. This time, Kwiksure reviews all dedicated parking concessions for disabled drivers across Hong Kong and explains the differences between "blue permits" and "grey permits," making travel more convenient for people with disabilities.