Insurance Guide

The end of the "One-for-One" replacement scheme has caused electric vehicle prices to surge, weakening their appeal. However, in the face of persistently high fuel prices , many car brands have recently shifted their focus to heavily promoting hybrid vehicles instead. Whether you are preparing to purchase one or are already a hybrid owner, how do you distinguish between the different types of hybrid cars? How should you maintain a hybrid car? This time, Kwiksure shares with you the characteristics of Japanese and European hybrids, along with a comprehensive hybrid car maintenance guide.

When it comes to the most popular electric vehicles in Hong Kong, it has always been a battle between Tesla and BYD . However, GAC AION took the local sales championship in April with 1,596 vehicles, leaving the runner-up Tesla behind by more than 10%. What exactly is the appeal of GAC AION that allowed it to outpace Tesla and BYD as a dark horse? Today, Kwiksure will explain in detail the features, characteristics, positioning, and after-sales maintenance of various GAC AION models, as well as other issues that prospective car owners care about. With over 25 years of experience specializing in motor insurance , Kwiksure compares more than 60 insurance companies to provide exceptionally low comprehensive and third-party insurance premiums.

Ride-hailing services will be legalized on August 22, 2027. The government has recently submitted a document to the Legislative Council outlining regulatory details for ride-hailing services. These include requirements such as drivers must be at least 21 years old, hold a Hong Kong Permanent Identity Card, possess a driving license for more than one year, have no serious traffic convictions within the past five years, and pass designated assessments and pre-service training courses. It is proposed that, in the initial phase, the number of ride-hailing vehicle licenses be capped at 10,000. In addition, applicant vehicles must be less than 12 years old, must carry third-party liability insurance covering ride-hailing use, and private cars must be registered under an individual’s name (i.e., “fixed driver–vehicle pairing”). These proposals have sparked widespread discussions across various sectors of society. As a stakeholder in Hong Kong’s motor insurance industry, we explore, from different angles, issues affecting private car owners considering entering the ride-hailing industry, including insurance terms, coverage, and premiums.

To reduce living costs, many Hong Kong residents choose to relocate to the mainland. Shenzhen, Huizhou, Zhongshan, and Zhuhai have become popular destinations due to their proximity to Hong Kong, affordable housing, and convenient transportation. Kwiksure will explain the regulations, procedures, insurance, and precautions for moving back to the mainland in detail to reduce the hassle of cross-border moving.

Taiwan has always been a popular travel destination for Hong Kong residents. Due to its similar language and rich natural and cultural landscapes, many people also choose to take an in-depth tour around the island. Kwiksure recommends 5 self-driving routes around Taiwan, covering long-distance, short-distance, and quick tours, to help you plan your holiday trip.

What is the coverage scope for home insurance regarding water leakage? How do claims work? From upstairs leaks, ceiling seepage, burst water pipes, and flooding, to damages caused by typhoons and extreme weather. This time, Kwiksure provides a detailed explanation of the claim process for home insurance water leaks, common reasons for claim rejections, and the differences between fire insurance and home insurance. It also includes a coverage comparison and practical handling tips to help you clearly identify responsibilities and coverage scopes.

As a new electric vehicle (EV) owner, beyond getting used to the driving dynamics of an EV, one of the most confusing aspects is often the technical jargon—kW ratings, Single-Phase vs. Three-Phase, and the various terms for charging speeds. In this guide, Kwiksure provides a deep dive into the details, breaking down charging complexities and debunking common myths specifically for EV beginners in Hong Kong.

Japan will implement a new tax refund system for tourists in November 2026, changing the instant tax refund to a pre-payment refund system. Kwiksure analyzes the current and new tax refund processes, regulations, and important notes in Japan, ensuring a worry-free shopping experience.

On March 28, 2026, a bombshell was dropped on the global motorcycle world. ZXMOTO , hailing from China, secured back-to-back victories in two consecutive rounds at the WSBK (World Superbike Championship) held in Portugal, defeating traditional powerhouses such as Ducati , Yamaha , and Kawasaki ! Who exactly is Zhang Xue? What makes ZXMOTO so formidable? This time, Kwiksure takes an in-depth look at ZXMOTO and founder Zhang Xue’s two-wheeled dream.

Hong Kong Tramways launched its official mobile app in April 2026, featuring real-time arrival predictions and instant service notifications to enhance the passenger travel experience. This time, Kwiksure integrates all the functions and download methods of the Hong Kong Tramways mobile app, making it convenient for commuters and tourists on Hong Kong Island.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at Dah Sing’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of Dah Sing Car insurance to help you find the most suitable policy.

In an era where the electric vehicle wave is surging, Germany's two leading automotive giants — Mercedes-Benz and BMW — are riding the crest of the tide with the back-to-back releases of their next-generation EVs: the all-electric C-Class and the all-electric i3 . Today, Kwiksure takes an in-depth look at these two models, both considered the most iconic four-door sedans of their respective manufacturers, to see how each brand interprets the future of electric mobility. For those ready to make the switch, which one should you choose?