Insurance Guide

Is it too late to buy medical insurance at 60? Will insurance companies refuse to cover? With Hong Kong's medical costs rising year by year, how can I obtain suitable coverage after retirement, given the loss of my company's group medical insurance? Kwiksure analyzes Medical Insurance purchases by seniors, outlines key considerations and common exclusions, and compares four popular VHIS plans to help you prepare for health security after retirement.

Many Hong Kong people see Japan as their ‘hometown’, but every time they ‘return home’ for a free-and-easy trip, they inevitably encounter issues—like language barriers, transportation troubles, or spending a lot of time queuing at popular restaurants. This time, Kwiksure brings you recommendations for 10 must-have apps for Japan travel. They cover essential translation apps for ordering food and sweeping drugstores/makeup, as well as subway navigation, restaurant reservations, store searches, ride-hailing, luggage storage, and more—your reliable helpers anytime, anywhere.

Each insurance company offers different car insurance coverage, so you should choose the right one. Kwiksure takes you to a deeper understanding of Bolttech Auto Insurance Coverage and pricing in 2026: An analysis of the pros and cons of Bolttech auto insurance to help you choose the most suitable car insurance plan.

Mercedes-Benz offers a wide range of models, from pure electric vehicles to traditional gasoline cars, ensuring there's something for everyone. Examples include the all-new all-electric CLA, all-electric GLB, and all-electric GLC, as well as the C/E/S Class four-door sedan series and various SUVs. This time, Kwiksure will introduce Mercedes-Benz's latest models, hoping to provide you with a deeper understanding of the various Mercedes-Benz series before making your purchase.

Worried about your phone being stolen or smashed while traveling? Check carefully to see if the travel insurance plan is covered. Kwiksure compares the compensation limits for mobile phones and laptops under 5 popular travel insurance policies, breaks down the definition of "accidental damage" and the exclusions, and details the reporting and claim process for water-damaged or lost mobile phones, helping you avoid claim denial traps.

Each insurance company offers different types of car insurance coverage — so which one should you choose? Kwiksure takes you through a detailed look at Ping An’s 2026 car insurance plans, analyzing their coverage, pricing, and the pros and cons of Ping An car insurance to help you find the most suitable policy.

The electric vehicle market in Hong Kong is highly competitive, especially for the SUV category that Hong Kong people love most. Among the models priced around HK$300,000, the choices can be overwhelming. How should potential buyers select the most suitable electric SUV? This time, Kwiksure has rounded up some of the hottest electric SUVs recently, including the AVATR 07, ZEEKR 7X, BYD SEALION 7, XPENG G6, Tesla Model Y, and smart #5. We’ll compare them from different angles to help you better understand each of these mid-size electric SUVs.

Planning an overseas road trip? Rental car insurance might not be enough! Kwiksure compares 4 models of travel insurance , explains the maximum deductible coverage for car rentals, breaks down the differences between "car rental insurance" and "self-driving tour insurance," and details the insurance requirements and claims process for popular destinations like Japan and South Korea, allowing you to travel with peace of mind.

South Korea is a popular tourist and shopping destination for Hong Kong residents. Kwiksure will explain the application process for South Korea's electronic entry system, SeS automatic clearance, and airport self-service tax refund, ensuring a smooth and uninterrupted journey from entry to exit.

XPENG electric vehicles currently have two main models in Hong Kong, the G6 and X9, which are very popular among many Hong Kong users. The two models are aimed at different markets and users. This time, Kwiksure will provide you with an in-depth analysis of the characteristics and performance of XPENG models, allowing prospective buyers to choose the vehicle that suits them.

smart Electric Vehicles are becoming increasingly diverse, from #1, #3 to #5, and even the rumored #2 and #6, each targeting different customer groups. How should one choose? This time, Kwiksure will provide a detailed explanation of the functions, features, positioning, and after-sales warranty of each smart model, addressing the various concerns of prospective car owners.

In recent years, many Hong Kong residents have enjoyed traveling abroad to dive and appreciate the beauty of the ocean. Since diving is a high-risk activity, it's best to purchase travel insurance that covers high-risk activities before departure. This time, Kwiksure analyzes and compares the coverage and exclusions for diving in popular travel insurance plans to help everyone obtain the most comprehensive protection and travel with peace of mind.