Insurance Guide

Countless aspiring motorcyclists are confused about whether it’s better to drive on an automatic or manual transmission. To help you make the right decision, today at Kwiksure , our experts will explore the differences and pros and cons between the two.

Generally speaking, buying insurance is a personal decision. Having said that, four types of insurance are mandatory according to the laws in Hong Kong. They are boat liability insurance, third-party motor insurance, third-party liability insurance for building management, and employees’ compensation insurance. Today at Kwiksure, we’ll talk briefly about what these four types of insurance cover.

Digitalization has been revolutionizing the insurance industry in recent years. Whether it's underwriting, claim-filing, or even renewal, they are all on the cusp of a major upheaval. Today at Kwiksure , our experts will explore how the use of technology will shape the future of car insurance.

A foreign domestic helper (FDH) who is loyal and a great match for your family is one in a million. However, if there ever comes a time when you need to terminate the contract, how do you break off the employment relationship amicably? Today at Kwiksure , we will zoom in on the procedures and processes for domestic helper employment contract termination.

As the COVID-19 Vaccination Program starts rolling, eligible citizens in Hong Kong may choose to be inoculated with Sinovac's CoronaVac or BioNTech's Pfizer. Moreover, the government will set up an indemnity fund to compensate people adversely affected by the vaccinations. Having said that, you might still be worried that this fund will not offer adequate financial support. This brings us to the question: Will insurance policies currently available in the market cover the potential risks of getting the COVID-19 vaccinations? Today at Kwiksure , our experts will reveal the answer.

So you’ve just got a drivers’ license in Hong Kong and bought a new car. You are more than ready to hit the road and experience Hong Kong’s historic boulevards as a driver for the first time. However, there’s one more thing you need to do before you are able to drive in Asia’s business hub. To legally drive in Hong Kong, apart from your drivers’ license, you are also required to get a license for your vehicle. While the registration process is not very complicated, new drivers may still need some time to figure out the details. To make things easier for you, our experts at Kwiksure have created this infographic to guide you through the key steps of registering and renewing a vehicle license. The infographic is split into three main parts. The first part highlights the process of registering a vehicle. The second part outlines the requirement for getting a vehicle license renewed. The final part shows the vehicle license fees for various types of engine capacities. Let’s briefly go through what they entail.

The novel coronavirus puts a stop to nearly everybody's travel plans. Many opt to visit local sightseeing spots instead for a taste of vacation. For this reason, renting a car for a local self-driving tour is becoming increasingly common. What precautions should you take when going on a self-driving tour during the pandemic? How do you rent a car in Hong Kong in the first place? Today at Kwiksure , our experts will delve into these questions.

Running a car in Hong Kong can be costly. It's expensive enough to buy a car on its own. Afterwards, you still have to pay for at least third-party car insurance as mandated by Hong Kong law. However, did you know that car insurance is just like any other type of insurance in that there are certain exclusion clauses? Once violated, your insurance company will not compensate you for your losses. To protect themselves from reckless, irresponsible drivers, insurers have set up these terms. This week at Kwiksure, we'll take a look at how to find insurance exclusion clauses on your policy document. We'll also run down a list of the top six most common car insurance exclusions.

Running a car in Hong Kong can be costly. It's expensive enough to buy a car on its own. Afterwards, you still have to pay for at least third-party car insurance as mandated by Hong Kong law. However, did you know that car insurance is just like any other type of insurance in that there are certain exclusion clauses? Once violated, your insurance company will not compensate you for your losses. To protect themselves from reckless, irresponsible drivers, insurers have set up these terms. This week at Kwiksure, we'll take a look at how to find insurance exclusion clauses on your policy document. We'll also run down a list of the top six most common car insurance exclusions.

As one of the top car insurance brokers in Hong Kong, Kwiksure always works to simplify different types of car insurance and coverage. Today, we'll give you a short 5-minute rundown of your insurance options as a car owner.

Effective on September 19th, China recently announced a 'Guideline for Implementing Comprehensive Reform of Car Insurance'. The new rules drastically increase the coverage limit from RMB $120,000 to RMB $200,000 RMB for China’s compulsory traffic accident liability insurance. With that said, what is traffic accident liability insurance ? Today at Kwiksure , our insurance experts will give you the lowdown on things to keep in mind when buying car insurance for China. Cross the Hong Kong-Zhuhai-Macao Bridge (HKZMB) or ports of your choice worry-free.

Besides electric vehicles, hybrid cars have also become a popular choice in recent years. Today at Kwiksure, we’ll take a look at three main types of hybrid cars: mild hybrid, full hybrid, and plug-in hybrid.