Insurance Guide

Driving in a foreign country is a new experience as a whole. Beautiful scenery, different driving etiquettes, and unique cars are among the points that make driving elsewhere exciting. You also get to soak in the culture of the location, learn how people behave on the road and how the structure of the country is set up. In this Kwiksure article, we focus on driving in Japan and guide you through how to have a great driving experience. We will focus on the reasons you should rent a car, the driving rules in Japan and how you can go about renting a car.

Due to the impacts of large-scale drone usage, such as safety and privacy issues, the Hong Kong government is working on setting regulations for flying drones, which will include insurance requirements, mandatory training, and more. According to the Civil Aviation Department’s (CAD) proposal, drones that weigh more than 250 grams require a license. What’s more, Hong Kong drone laws will require unmanned aerial vehicles to have third party insurance - with a minimum coverage limit of HK$5 million.

So you have decided to buy a new car, but have a lot of questions due to the dilemma of buying a new car vs an old car. Which one is more affordable? Which one has more value for its price? Is a brand new car really worth it? If these are the types of questions you have in your head, then you have landed on the right page. This Kwiksure article, announcing our new infographic on purchasing new versus used cars, will briefly explain the contents in our infographic, which in turn will help you make the right decision on which type of car to purchase, brand new or second-hand car.

Tesla Inc, as we know it to be, is gracefully showing the world that its dream of accelerating the world’s transition to sustainable energy is actually more realistic than ever. Embracing cutting edge battery technology but also investing in scalable clean energy, is really the tip of the iceberg for this revolutionary company. However, every dream comes partnered with nightmares, and Tesla has definitely been experiencing a few of their own lately. So, are we seeing a spiraling trend from hero to zero for Tesla in Hong Kong? Is this it for Tesla Inc? What will happen next? What is definitely more worrying, especially for our readers, is how these incidents will affect insurance premiums for car owners in Hong Kong - regardless of owning an electric vehicle (ev) or conventional vehicle. In this article, we will discuss the options of insurance for car owners , car fire scenarios, precautions to take, exclusions, and how to generally start a claim.

Tesla Inc, as we know it to be, is gracefully showing the world that its dream of accelerating the world’s transition to sustainable energy is actually more realistic than ever. Embracing cutting edge battery technology but also investing in scalable clean energy, is really the tip of the iceberg for this revolutionary company. However, every dream comes partnered with nightmares, and Tesla has definitely been experiencing a few of their own lately. So, are we seeing a spiraling trend from hero to zero for Tesla in Hong Kong? Is this it for Tesla Inc? What will happen next? What is definitely more worrying, especially for our readers, is how these incidents will affect insurance premiums for car owners in Hong Kong - regardless of owning an electric vehicle (ev) or conventional vehicle. In this article, we will discuss the options of insurance for car owners , car fire scenarios, precautions to take, exclusions, and how to generally start a claim.

Drivers who are just buying their first car must reckon with the fact that the purchase of a motor insurance policy will be associated with a relatively high expense for them. Whether you are still on your probationary driving license, or already a holder of a permanent driving license, during your first years of driving you will be bound to pay higher car insurance premiums. While this is inevitable, there are certain ways to lower the premium amount first-time drivers will have to pay. Today, motor insurance brokerage firm Kwiksure will share a few tips for reducing first-time driver car insurance.

Drivers who are just buying their first car must reckon with the fact that the purchase of a motor insurance policy will be associated with a relatively high expense for them. Whether you are still on your probationary driving license, or already a holder of a permanent driving license, during your first years of driving you will be bound to pay higher car insurance premiums. While this is inevitable, there are certain ways to lower the premium amount first-time drivers will have to pay. Today, motor insurance brokerage firm Kwiksure will share a few tips for reducing first-time driver car insurance.

Back in 2012, the Chinese and Hong Kong governments have launched the “Ad Hoc Quota Trial Scheme for Cross Boundary Private Car” to allow Hong Kong private car owners to drive their vehicles into the Guangdong Province via the Shenzhen Bay Port once for a stay of no more than seven days. However, the scheme was criticized for its complex application procedure and only received a lukewarm response. In light of this, the government has recently simplified the application process to encourage more people to self-drive to the Guangdong Province, and is considering lifting the six-week restriction between each trip. Today, this Kwiksure article divulges some useful tips for drivers interested in self-driving to the Guangdong Province.

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

Have you ever heard stories of people suddenly becoming homeless after a disaster that struck their home? It might have happened due to fire or a hurricane or other perils that damaged the apartment and made it uninhabitable and left entire families on the streets. For all those who own or rent a house, and of course, have a home and fire insurance plan in place, making sure that their policy also includes additional living expenses cover, also called the loss of use coverage, is useful in a situation where your place is uninhabitable. Additional living expense covers not only the cost of your new temporary accommodation like a hotel but also any additional living expenses such as for food, clothes etc, while your house is being fixed. The idea of additional living expense cover is to maintain the standard of living you had before the damage of your property.

Hong Kong is a developed city with a vibrant and eclectic culture. So it makes perfect sense that there are quite a lot of people out there who don’t mind splurging on vintage and classic cars. And one of the most talked-about topics among these hard-core gear-heads is importing an antique car into Hong Kong and even driving it on Hong Kong roads. While our previous articles have touched on what to consider when buying a classic car at an auction , and top automobile events , today we at Kwiksure will look at how you can register these dream cars in Hong Kong.

This March, a Citybus double-decker slammed into a stationary truck on Hong Kong’s West Kowloon Highway, claiming the lives of two drivers and injuring 16 people. This serious traffic accident has once again raised the concern in society about what drivers should do when their cars break down in the highway, as well as the mismanagement of the tunnel company. Today, this article from Kwiksure will divulge some safety tips on what to do in a highway crash, how to avoid highway accidents, and how insurance can protect you.