Insurance Guide

The water filter is one of the wear and tear parts of the car. If it is not replaced regularly, not only will the cleaning ability be greatly reduced, but it will also cause vibration and abnormal noise during use, affecting driving safety and even causing accident In extreme weather such as black rain As the frequency of flooding increases, the importance of water diversion cannot be ignored. Kwiksure will introduce the function and working principle of Windscreen wiper, introduce the common types of Windscreen wiper on the market, and share how to use it by yourself steps for replacing a Windscreen wiper and precautions when purchasing.

When it comes to enjoying a feast with family, friends, or couples, many people opt for buffets at major hotels. To attract more diners, many hotels offer free parking for those who spend a certain amount. Kwiksure has compiled information on dining and parking deals at 33 major hotels across Hong Kong, ensuring your dining experience is even more enjoyable and worry-free.

Experience a series of Black Rain afterwards, severe flooding occurred in many areas of Hong Kong, Kowloon and the New Territories. Although the government set up flood warning signs on high-risk low-lying roads a few months ago, many vehicles passing by were still stranded due to flooding faulty fire . Kwiksure helping everyone understand the operating principles of the flood lines, it also lists more than 200 flooding blackspots in Hong Kong.

Despite its diminutive size, Hong Kong is full of people in love with their cars. And while it’s the flashy sports cars and extreme luxury sedans that usually get most of the attention, the reality is that most residents are just wanting to get from one place to another affordably and in comfort. So it should come as no surprise that the top selling models in Hong Kong year after year are family sedans and, of course, people carriers. And this makes good sense, because few places on Earth put a higher price tag on square footage than Hong Kong, so getting as much space as possible out of an automobile’s footprint is at the top of most new car buyers’ lists – and no vehicle does this better than the van. So, if you are in the market for your next set of wheels, consider these three tried-and-true people movers that are the most popular family cars in Hong Kong.

Road accidents can be very stressful, to say the least. While the chances of getting into an accident is generally pretty slim, knowing what to do should a mishap on the road occur can save you from unnecessary hardship. Those looking for information on how to deal with accidents will find many resources on the topic online, such as our new infographic, titled: What to do in the event of a car accident . But what if a traffic accident were to involve injured animals?

So you’ve finally picked the right maid candidate, and settled everything from their visa to accomodation for them. However, if you think you’ve already fulfilled your obligations as a responsible employer, think again. According to government statistics from 2016, there are around 350,000 maids in Hong Kong, which makes up approximately 3% of the local population. It is stipulated under the Employees’ Compensation Ordinance that health insurance is required for domestic helpers to protect them against the costs of injuries, accidents or illnesses during their employment. Given the huge domestic helper workforce in Hong Kong, and the subsequent business opportunities for insurers, there are a myriad of maid insurance plans on the market. Amid cut-throat competition you may be enticed to purchase the cheapest option you can find. However, cost should not be the only concern. In this week’s Kwiksure blog post, we are going to highlight the key aspects you should take into account when securing maid insurance - namely premium, coverage, waiting period, exclusions, and reimbursement process.

Here at Kwiksure , we receive inquiries about the No Claims Discount (NCD) / No Claims Bonus (NCB) every day. Indeed, it’s one of the most popular insurance benefits for drivers. However, behind the seemingly self-explanatory name, there are some finer details that even experienced drivers might not be aware of. In this post, we will spell out how the No Claims Discount works and some important, related facts for you to get a clearer picture on the subject.

After passing your driving test and finally getting your probationary driving license (P driving license), it’s only human if you want to buy or rent a car right away, and celebrate your success with family and friends. However, before you begin driving all on your own, there is one step you must take like everyone else who drives - secure car insurance! Many new drivers know very little about car insurance. But worry not; we at Kwiksure will explain all the things about car insurance that new drivers should know about.

The new Hong Kong-Zhuhai-Macau Bridge is expected to be completed this month. Set to be the world’s longest sea bridge, it links Hong Kong, Zhuhai, and Macau via 55km of raised road and undersea tunnels. What would previously had been a three hour travel time will be cut to just 30 minutes, further connecting the cities in the Pearl River Delta without impacting the busy shipping lanes of the Lindingyang channel. While people temper their excitement for the opening of the new roadway, some might be asking: how will Hong Kong’s new bridge work with my car insurance? This week, Kwiksure examines how this new superstructure might affect car coverage.

Whenever a typhoon hits, many families will put tape on their windows to prevent them from breaking. But is this effective? How do you remove the remaining traces of tape? If the window is blown out, will your home insurance cover it? Kwiksure will share the best way to apply typhoon-resistant window stickers, four tips for removing adhesive tape stains, and explain whether home insurance will cover property damage caused by typhoons.

We often hear news about cars burning up due to spontaneous combustion, especially in the hot summer. In fact, if the car is not properly maintained or the parts are damaged, the chance of the parts overheating and burning up in high temperature environment will double, and the consequences can be serious or minor. Kwiksure detailed explanation engine main causes, symptoms and side effects of overheating, emergency treatment steps and related insurance information .

Many Novice P-plate driver After getting the license plate, everyone wants to continue to improve Driving skills And accumulate road experience, but Hong Kong's road environment is complex, it is inevitable that new drivers will feel tired. Kwiksure are five driving routes with simple road conditions and light traffic suitable for novice drivers, which can help them practice Driving skills , and enjoy the beautiful scenery of Hong Kong.