Insurance Guide

Whether you’re buying a property or renting one, creating a cozy and comfortable home often involves hiring contractors for renovation or refurbishment. But does your existing home insurance cover renovation work? What kind of insurance should be purchased for renovations? And if an accident happens, should the homeowner or the renovation company be held responsible? This time, FastInsure provides answers to these important questions.

Hong Kong has many cars and narrow roads, making it easy for traffic accidents to occur with just a small mistake, and it's not uncommon for chain collisions to happen. This time, Kwiksure will explain who is responsible when multiple cars are involved in a collision, how insurance companies handle compensation, and how to respond calmly in the unfortunate event of a traffic accident.

Although Hong Kong's public transportation system is super convenient, owning your own car remains unmatched by public transport. However, becoming a car owner in Hong Kong comes with significant costs beyond the budget of buying a car. The expenses for parking, insurance, fuel, and license fees are enough to discourage many car enthusiasts—not to mention repair and towing costs if your car unfortunately breaks down. Many car owners are keen to find ways to reduce the costs of car ownership in Hong Kong, but how can you cut expenses without knowing where the money goes? In this Kwiksure feature, our experts will first explore the most common expenses car owners face, and then offer tips on how to save on car ownership costs.

Jaguar , the iconic British automotive brand with over 90 years of history, has created numerous beloved car models. In recent years, whether it's the luxury E-Pace or the supercar F-Type , these vehicles remain dream cars for many enthusiasts. In late 2024, the company decided to reposition the brand by introducing a new logo, promotional videos, and concept cars, which sparked strong reactions globally. Today, we'll share how this symbol of luxury and speed evolved from a coachbuilding company into a globally renowned luxury car brand, and its transformation into today's sophisticated Jaguar.

News reports highlight the rampant spread of bed bugs from time to time, and cars have become high-risk locations for infestations. Due to their astonishing reproductive ability, if bed bugs infest your car, they can quickly multiply and may even find their way into your home! This guide will explain the common hiding spots for bed bugs in cars, the symptoms of bites, and how to handle bed bug infestations, along with six methods for eliminating bed bugs in your car.

Buying property in Hong Kong is difficult, so if you want private space, buying a car could be a probable option. For first-time car buyers, there are likely many questions in their minds: Should beginners buy a new car or a used car? Where is the safest place for first-time buyers to purchase a car? Which car model is best suited for new drivers with a probationary license (P-License)? What are the procedures for buying a new or used car in Hong Kong? What should you pay special attention to when test-driving or inspecting a car? How much should you budget for owning a car in Hong Kong? In the following series of articles, our experts at Kwiksure will address these questions one by one. Today, we provide prospective car owners with a detailed overview of the car-buying process, costs, points to note, along with some practical tips.

With the aging population and dual-income families becoming the norm in Hong Kong, the demand for foreign domestic helpers remains high. According to data from the Immigration Department , there are over 350,000 foreign domestic helpers in Hong Kong, meaning about 1 in every 7 households employs a foreign domestic worker. This guide shares preparations before their arrival and four ways to maintain a good employment relationship with helpers.

Bed bugs have recently broken out in many countries. Traces of bed bugs were found on the seats of the Hong Kong Airport Express train earlier, which made Hong Kong people shudder at the mention of bed bugs. Bed bugs have an amazing reproductive capacity and can lay up to 200 to 500 eggs. Bed bugs can easily spread throughout the house in a few weeks. In addition, it is difficult for ordinary people to completely eliminate them by themselves, so the consequences can be serious or minor. This time, Kwiksure shares 10 ways to deal with bed bugs at home, analyzes the causes and signs of bed bugs, and how to prevent bed bugs from invading your home when traveling.

In the first half of 2024, there were 503 home burglary cases in Hong Kong, an increase of 114 compared to the same period last year. The rise in burglaries involving village houses surged significantly from 87 cases last year to 176 cases. This highlights the urgent need to improve home security and prevent burglaries. Kwiksure shares 8 practical tips to enhance home safety and includes a comparison chart of 'house markings' commonly used in Mainland China and Hong Kong.

When a vehicle is on the road, its exterior is inevitably subject to various degrees of damage—be it scratches from road debris or larger areas of damage caused by collisions. Car painting is a common solution to restore the vehicle's appearance. But what are the steps involved? What’s the difference between full car painting and partial car painting? How are costs determined? Let Kwiksure share essential information you need to know about car painting.

After the opening of the Hong Kong-Zhuhai-Macao Bridge (HZMB), residents can complete exit procedures at the Hong Kong port and take shuttle buses to Macao or Zhuhai. This Kwiksure guide embodies information on parking fees and reservation details at Hong Kong port, bus and minibus routes to the bridge, as well as shuttle bus fees and timetables for round trips to Macao and Zhuhai, making it easy for you to travel between the three locations.