Insurance Guide

In recent years, the car collector community has seen the rise of 'Restomod' (Restoration + Modification), which blends the classic appearance of vintage cars with modern design details, configurations, and performance. This approach allows these vehicles to retain their nostalgic charm while functioning on the latest technology. Today, Kwiksure will introduce six classic retro electric cars, allowing you to experience a blend of retro and futuristic aesthetics within the cabin.

After childbirth, new mothers need to recuperate and take care of their newborns. As a result, many families hire postnatal care helpers. Just like hiring a foreign domestic worker or a part-time helper, employers are required to purchase insurance for postnatal care helpers. So, how should one choose postnatal care insurance? What is the difference between postnatal care insurance and employee compensation insurance? Today, Kwiksure will address common questions about postnatal care insurance and compare different insurance premiums.

Many places, including Hong Kong, require all drivers to purchase insurance for private vehicles to facilitate claims after traffic accidents or third-party claims. When dealing with claims related to traffic accidents, insurance companies conduct fair investigations to ensure that the party not at fault receives the compensation they deserve. However, saying the wrong things immediately after an accident can affect insurance claims. This Kwiksure article focuses on 7 things you should avoid saying right after an accident. After a traffic accident, if a private settlement cannot be reached, the police will need to conduct an investigation, and a judge will make a ruling to determine liability. Generally, insurance companies will wait for the police investigation and the judge's ruling before paying compensation. The police must investigate all accidents, as this is a crucial part of the claims process. According to statistics from the Hong Kong Police Force , there were a total of 14,521 traffic accidents in Hong Kong in the first ten months of 2024. It is easy to imagine that this requires a significant amount of manpower and resources! After an accident occurs, the police will question all involved parties to determine the cause of the accident and who is liable. This information will eventually be handed over to the insurance company, which will then consider it along with other data and the court's ruling to decide whether to compensate and the amount of compensation. When you are being questioned by the police, everything you say will be recorded. Therefore, the words you choose can greatly affect how quickly your claim is processed, and may even lead the insurance company to refuse compensation. The following seven lines commonly uttered by Hong Kong people could significantly affect the outcome of a traffic accident claim.

The current average waiting time for driving tests (end-of-list appointments) is about 7 to 8 months. Many repeaters choose to apply for an early test appointment in hopes of a quick resolution to avoid incurring additional costs for makeup classes and reapplying for a learner's license. This guide explains the booking process for a repeater early test appointment to help you obtain your P license sooner.

Want to get your hands on Tesla models at a better price? In addition to the government offering a maximum of HK$172,500 in first-time registration tax relief for electric vehicles (EVs) under the “ One-for-One Replacement ” scheme, Tesla is also offering incentives under their Corporate Program that includes interest-free installment loans in addition to reduced vehicle prices. In this article, Kwiksure will provide you with an in-depth look at the details of Tesla's Corporate Program, the application process and things to pay special attention to.

The sports centres , swimming pools , and sports grounds managed by the Leisure and Cultural Services Department (LCSD) are located throughout Hong Kong. Some of these facilities have paid parking and electric vehicle (EV) charging stations available for public use. This Kwiksure article provides a summary of information about the paid car parks and EV charging in these facilities in all 18 districts, making it easier for everyone to go around.

Countless people are rightfully concerned about the neverending climb of the health insurance premium rate. How come it increases year-on-year? Are insurers just hell-bent on making more profit? What if somewhere in every health insurance policy hides a debilitating term and condition for policyholders? These are just a few of the pressing questions when it comes to health insurance inflation. As the government rolls out the Voluntary Health Insurance Scheme (VHIS), the general public's health knowledge increases. More and more people are willing to spend money on securing a health insurance plan . Today at Kwiksure , we'll take a quick glance at 3 major reasons why premiums inflate.

The Huanggang Port in Shenzhen connects to the Lok Ma Chau Port (Lok Ma Chau Control Point) in Hong Kong, which is currently the only land port offering 24-hour customs clearance. Travelers must use designated transportation to reach Huanggang Port. This Kwiksure guide provides information on public transport options to Huanggang Port, including short-distance cross-border buses from various areas in Hong Kong and local minibus routes, along with relevant fares and timetables.

Hong Kong people have a special fondness for Japanese cars, especially those that are unique to the Japanese domestic market, commonly known as JDM (Japan Domestic Market). The 1980s and 1990s were the golden years of Japanese cars. Many classic models were highly sought after by Hong Kong car fans, such as the familiar Toyota AE86, Nissan Skyline GT-R, Subaru WRX STi and Subaru etc. This time, Kuai Er Bao will introduce you to some famous JDM cars to see if there is your dream car.

The Taxi Driver Offence Points Ordinance came into effect on 22 September 2024. If a taxi driver is convicted of a crime or liable to pay a fine, he or she will be incurred corresponding points. If the points accumulate to a certain level, corresponding actions or penalties will be triggered, with the maximum penalty being a six-month suspension of the driver's license. Kwiksure explains in detail the points of the taxi driver scoring system, the corresponding penalties and the details of the taxi service improvement course, as well as the ways for passengers to report to taxi drivers.

It is very difficult to get a charging spot for electric vehicles in Hong Kong. The worst thing is that when you get there, you find that there are no vacant charging spots . Or the driving distance may exceed the budget, causing the electric car to run out of power and stop on the road and unable to move. Can the mobile charging boxes on the market be used for emergency charging of electric vehicles? This time, Kuai Er Bao will show you what emergency solutions are available in case your electric vehicle runs out of power?

Yamaha Motorcycles have many fans in Hong Kong. In addition to the rams of different cylinder capacities and the classic YZF series of sports cars, the MT series of street bikes have also been quite successful in recent years. This time, Kuai Er Bao will share with you the different models of Yamaha motorcycles, explain the characteristics and prices of different models, so that potential buyers who are interested in purchasing can be better prepared.