Insurance Guide

The Transport Department has launched the 'International Driving Permit Self-Service Station.' Residents can simply make an online appointment in advance to apply for and collect their international driving permit on the same day. In this article, we will present a detailed introduction to the application eligibility and important notes for using the self-service station, along with our experience from actually using the system.

Self-driving tours are the most popular travel option for the people of Hong Kong, which is why the Transport Department's Licensing Office often has long queues as many people apply for international driving permits for their trips. But is that the only way to apply for an international driving permit? What are the common pitfalls drivers should be aware of when renting cars abroad? And how should travel insurance be arranged? In this article, Kwiksure will provide a step-by-step guide to ensure a safe and enjoyable self-driving trip!

In 2024, three airlines announced direct flights to Sendai, making it possible to reach Tohoku, Japan, in just 5 hours without needing to transfer or take the Shinkansen. Although various transportation passes are available in Tohoku, the attractions are generally quite far apart, making driving a more suitable option. This time, we will introduce the unique attractions of the 5 prefectures in Tohoku, starting from Sendai for an in-depth road trip.

Many people believe that car insurance premiums in Hong Kong are calculated based primarily on the vehicle type and the driver's age. However, the reality is that it depends on several important factors, and quotes from different insurers can differ by thousands or even tens of thousands of dollars. These factors include engine displacement, driving history, and traffic violations. Even a single ticket can lead to an increase in your premium. In this article, we at Kwiksure will break down the 5 major factors that affect your premiums and share 7 tips to save on insurance costs.

After much waiting, the new Tesla Model Y has finally been officially revealed. The new model features many new designs both inside and out, and the turn signal stalk has also made a comeback. The new car is now available for order on Tesla’s website. This time, we provide a comprehensive analysis of the new Tesla Model Y, a must-read if you are considering purchasing the new Model Y.

Riddle: Which English letter is the fastest? Answer: M The M series models, regarded as the epitome of BMW 's high performance, have been around for over 50 years. As the company's special forces, they have produced numerous classic models that dominate the racetrack. Various M road car models, like wolves in sheep's clothing, allow even non-professional racers to experience their power. This time, we aim to provide a deeper understanding of the origins of BMW's M series and explain the various M series. The BMW M series originated from the GmbH division established in 1972, which was initially known as Motorsport GmbH. This initiative was driven by then BMW president Eberhard von Kuenheim (1928 - ), with the goal of overseeing BMW's motorsport activities, such as producing racing engines and components. Motorsport GmbH was led by Jochen Neerpasch, a former professional driver for Porsche and team manager for Ford. At its inception, it had only eight employees, but as it expanded, Motorsport GmbH transitioned from behind the scenes to the forefront. In 1973, the company created the powerful 3.0 CSL , featuring a striking color scheme of factory blue, purple, and red, boasting 360 horsepower. The letters CSL stand for Coupé (two-door), Sport, and Leicht (lightweight), while the first letter 'M' from Motorsport marks the founding of the M series.

Cheap license plate and low fuel consumption electric vehicles , becoming the first choice for more and more people when buying cars. P brand and Novice drivers For example, in addition to carefully selecting a car with suitable performance, you should also pay attention to the additional expenses required to maintain the car. Kwiksure will analyze the various precautions and guidelines for novices when purchasing electric vehicles, and recommend 10 cost-effective and affordable entry-level electric vehicles to help electric vehicle novices choose their ideal vehicle.

Buying a new car is an exciting event. However, after spending time choosing your dream car, you often have to wait several months before taking delivery. Even when purchasing a brand new vehicle, it doesn't mean everything will be perfect; careful inspection is still necessary upon receiving the car. This time, Kwiksure will explain what you need to know when buying a new car and the 6 key inspection points during delivery, ensuring that all new car owners will have a good experience.

Vehicle owners used to queue at Transport Department offices or submit applications by mail for driver's license and vehicle license-related matters, often taking several hours. The Transport Department recently launched the ' e-Licensing Service Platform ,' which provides one-stop services for driver's license and vehicle license renewals, as well as access to driving offense records. Let's explore the platform's features and how to use them with Kwiksure.

Tesla has officially opened its Supercharger network in Hong Kong to non-Tesla electric vehicles (EVs) since June 2024, providing EV owners with more charging options. Following the initial opening at Lee Gardens in Causeway Bay, more and more Tesla Supercharger stations are joining the program. This guide provides a comprehensive overview of using Tesla Superchargers for non-Tesla EV drivers, covering charging station locations, pricing, charging speeds, and important usage guidelines to ensure a smooth charging experience.

Many places, including Hong Kong, require all drivers to purchase insurance for private vehicles to facilitate claims after traffic accidents or third-party claims. When dealing with claims related to traffic accidents, insurance companies conduct fair investigations to ensure that the party not at fault receives the compensation they deserve. However, saying the wrong things immediately after an accident can affect insurance claims. This Kwiksure article focuses on 7 things you should avoid saying right after an accident. After a traffic accident, if a private settlement cannot be reached, the police will need to conduct an investigation, and a judge will make a ruling to determine liability. Generally, insurance companies will wait for the police investigation and the judge's ruling before paying compensation. The police must investigate all accidents, as this is a crucial part of the claims process. According to statistics from the Hong Kong Police Force , there were a total of 14,521 traffic accidents in Hong Kong in the first ten months of 2024. It is easy to imagine that this requires a significant amount of manpower and resources! After an accident occurs, the police will question all involved parties to determine the cause of the accident and who is liable. This information will eventually be handed over to the insurance company, which will then consider it along with other data and the court's ruling to decide whether to compensate and the amount of compensation. When you are being questioned by the police, everything you say will be recorded. Therefore, the words you choose can greatly affect how quickly your claim is processed, and may even lead the insurance company to refuse compensation. The following seven lines commonly uttered by Hong Kong people could significantly affect the outcome of a traffic accident claim.

Whether you’re buying a property or renting one, creating a cozy and comfortable home often involves hiring contractors for renovation or refurbishment. But does your existing home insurance cover renovation work? What kind of insurance should be purchased for renovations? And if an accident happens, should the homeowner or the renovation company be held responsible? This time, FastInsure provides answers to these important questions.