Insurance Guide

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In recent years, more and more people are choosing to travel by cruise, enjoying abundant entertainment facilities and water activities for a comfortable sea vacation. Insurance companies have also launched targeted insurance plans for cruise travel. So what are the differences compared to regular travel insurance? This time, Kwiksure analyzes the similarities and differences between the two, explains the coverage of cruise insurance, and highlights important points to help you choose the most suitable travel protection plan.

According to the World Health Organization, a suitable child car seat can provide better protection for children. In the event of a collision, it can reduce the injury risk for children under 4 years old by 50%. The Taiwan Ministry of Health and Welfare also notes that child car seats can reduce the impact force on a child’s neck by 73% and the death rate by 71%. In this article, we will share 6 tips from the Consumer Council on how to choose the right car seat, recommend suitable car seats, and discuss the correct installation and placement.

Last month, a yacht moored at Kwun Tong Typhoon Shelter caught fire and subsequently spread to the two adjacent boats. The smoke billowing out of the fire was so dense, that it could be seen from across the harbour. Witnesses said they heard multiple explosions. Two boats subsequently sunk into the sea, with the remaining one sunk halfway. In Hong Kong, not many people can afford luxury yachts, so boat insurance is not always talked about. However, every luxury boat costs at least millions of dollars so it pays for boat owners to secure boat insurance to safeguard themselves against potential accidents. In today’s Kwiksure article, we will take a look at the main types and benefits of boat insurance.

Earlier, a major earthquake measuring 7.7 on the Richter scale struck Myanmar. In addition to causing thousands of local casualties, it also affected Thailand, causing the collapse of a 30-story skyscraper in Bangkok. The incident has also drawn attention to the products purchased when traveling abroad. travel insurance , is the protection against natural disasters sufficient, or will I be compensated if my trip is canceled due to a natural disaster? In fact, even if the same travel insurance is purchased before/after departure, the coverage will be different. This time Kwiksure will share with you the coverage of travel insurance and matters needing attention when making claims.

Hong Kong boasts the deep and wide Victoria Harbour, as well as an extensive coastline and numerous outlying islands. Sailing out to sea offers a variety of unique views and a refreshing experience. If you plan to buy a boat in Hong Kong, the main concern is where to moor it. This time, Kwiksure shares information about mooring boats in Hong Kong waters, including major typhoon shelters and private yacht clubs. Although Hong Kong has vast waters and mooring yachts should not be a "land problem," in reality, as of 2023, there were already 12,553 Class IV pleasure vessels. Currently, all the yacht clubs in Hong Kong combined offer about 2,300 yacht berths, and there are about 2,000 private mooring facilities in 43 different water areas, totaling only about 4,300 berths across the city. The number of moorings is clearly insufficient, and Hong Kong yacht owners also face a shortage of berths.

When purchasing car insurance, we often focus on the coverage provided by the plan and overlook the exclusions listed in the policy. To get the most suitable coverage for your needs, it's essential to understand under what circumstances the plan will not provide coverage. This Kwiksure article will explain the exclusions in different types of car insurance and highlight important considerations, helping you find the most suitable car insurance plan.

It has become a habit for Hong Kong residents to travel north. However, due to habit, they neglect to check the information of their Home Return Permit , which results in forgetting the validity period of the Home Return Permit or even losing the Home Return Permit, causing inconvenience to the residents. A month ago, the Mainland's Exit and Immigration Administration announced that Hong Kong residents could apply for electronic temporary passes to facilitate their travel to the north. This time, Kuai Er Bao will share with you the application instructions, validity period and usage restrictions of the electronic temporary pass.

Kai Tak Sports Park, Hong Kong’s largest sports and entertainment landmark, has officially opened. The main stadium, which can accommodate 50,000 people, has become a popular destination for citizens to enjoy concerts and watch games. Quick & Secure has compiled 6 major transportation methods to Kai Tak Sports Park, as well as a guide to using the 'Easy Leave' platform, allowing you to easily travel to and from the venue.

After the implementation of the northbound travel policy for Hong Kong vehicles, more Hong Kong people will go to the Greater Bay Area to explore great tourist destinations during holidays. It only takes about 3 hours to drive from Hong Kong to Guangzhou, which is convenient for a quick weekend trip. This time, Kuai Er Bao will introduce to you the popular attractions in Panyu, Guangzhou, so that you can have a great time whether you are traveling with friends or with your family.

If you are preparing to travel abroad but discover just before departure that your passport has expired or is lost, having to cancel your trip can be very frustrating. The Hong Kong Immigration Department offers an express HKSAR passport application service. This time, Kwiksure will share not only how to apply for an express HKSAR passport, but also details on passport renewal and replacement.

After the implementation of the Hong Kong-based car-to-northbound policy, many Hong Kong residents will travel to and from the Greater Bay Area on weekends for entertainment and consumption, with Zhongshan being one of the tourist destinations. From Hong Kong, whether you drive to Zhongshan via the Hong Kong-Zhuhai-Macao Bridge or take the Shenzhen-Zhongshan Link , the journey only takes about 1 hour and 45 minutes, which is very convenient. This time, Kuai Er Bao will introduce you to several popular self-driving attractions in Zhongshan, so that you can discover more good places for short-distance travel.